Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Wednesday, December 7, 2011

I Guess this is Why I'm So Tired: Ramblings with some Links

     I always have the best intentions to go to bed early, but for some reason that just never seems to happen. For example last night I was all ready to go to bed then I forgot I wanted to show my husband a YouTube video I watched, you can watch it here. It really broke my heart I couldn't imagine what I would do if one of my kids got bullied everyday. The I saw this video here which made me wonder if it was real, either way it made a good point. Bullying really does destroy people. I know it will break my heart when my children get hurt by other people, but it is sadly part of life.
     Then I was off to bed, but I remembered I was looking at Casey Wiegand's blog and she had this interesting post about Love Languages you can read her post here. Basically it talks about how everyone has their own love language and I thought it would be helpful to know mine. I took the quiz and mine is acts of service, which makes perfect sense to me. It always makes me happy when my husband helps out especially without me asking him to. I guess I just never thought of it in the way that him doing those things helped me feel loved, but they do. Then I went upstairs and explained the quiz to my husband and what it meant and he wanted to take it. So I brought the computer up he took it and his love language is physical touch(which he asked why that couldn't be mine), then his lowest score was in acts of service, while my lowest was physical touch. Reading more it says typically you give the language you want to receive. Since Jack and I are complete opposites I feel like this was so helpful, since now I know what I can do to make Jack feel more loved and vice versa. If you are in a relationship you should definitely go here and take it. I feel like just knowing these facts will help our relationship.
    By this time it was almost 1am, but for some reason I decided it was a good time to figure out what we spent last month since I am trying to budget better and figure out where all our money goes. After finishing that and realizing I need to really spend less (I feel like I spend way too much at target and the grocery store anyone know what the average grocery bill is for 4 not including Rory since he doesn't eat much) I decided it was time for bed. 
   Then Liam started crying, he's been having nightmares lately and I feel so bad for him. I went to comfort him and asked him what it was about he said he couldn't play the song he wanted. He calmed down and I left the room, but a few minutes later he started crying again because his skin itched. So I put some lavender lotion on him and finally was off to bed.  I laid in bed though with my mind racing and thinking about this blog post to write. For some reason I always think about a million different things I want to do or write about right before bed. Is it just me or do other people do this as well? So I think by 3am I was finally asleep, but I had the best intentions to be in bed by 12am, maybe tomorrow night.
 

Friday, November 11, 2011

Getting on a Budget

     I decided the other day to write down all of our expenses, so we can figure out where our money goes because it seems like no matter what we barely have much left by the time we get our next paycheck. After doing so I saw about half of our money goes to bills such as mortgage, car payment, phone, electric, etc... This is not including groceries, gas, diapers, or any other items. Still though after seeing that I feel like we should have alot more money in our savings. I'm just not sure where our money goes it seems no matter how much we make there is always just enough. Does anyone else have this problem? I decided for the next two months I am going to keep track of what we spend then try to set a realistic budget for groceries and other items. I'm not really sure how much is reasonable budget for a family of 5 to spend on food.I guess that's something I will figure out. Then after I see where our money is going I want to decide on a set amount to save. Right now we do have a small savings, but I would like to have more for emergencies and other things that pop up.
    Overall I guess I feel there is just a lot of money that seems unaccounted for because I really don't buy myself new things often and we haven't been eating out much, so we'll see where it's been going. I remember reading somewhere that most people even if they are rich still feel like they have no money and think if they just made a little more that would be enough. What would be your family's perfect amount to earn in a year to feel comfortable or do you already? Also if anyone has any budgeting tips I would love to hear them.